As medical care
advances and treatments increase, health care costs also increase.
The purpose of health insurance is to help you pay for care. It
protects you and your family financially in the event of an
unexpected serious illness or injury that could be very expensive.
In addition, you are more likely to get routine and preventive care
if you have health insurance.
You need health
insurance because you cannot predict what your medical bills will
be. In some years, your costs may be low. In other years, you may
have very high medical expenses. If you have health insurance, you
will have peace of mind in knowing that you are protected from most
of these costs. You should not wait until you or a family member
becomes seriously ill to try to purchase health insurance.